Your Questions, Answered.
The clarity starts here.
Where are you located?
We’re licensed nationwide, with our home base in Florida. Our team helps people in over 40 states — all online, all virtual. We’ll match you with a licensed advisor who understands your state’s specific plans.
Do I have to buy something on the call?
Nope. The Clarity Call is 100% pressure-free. It’s just a conversation to help you understand your options. Whether you choose a plan or just want to learn — we’re good either way.
What types of life insurance do you offer?
We help you compare Indexed Universal Life (IUL), Final Expense, Term, and Hybrid policies — all tailored to your goals and budget.
Can I get a policy if I already have one?
Definitely. Many clients come to us looking to layer coverage, restructure what they have, or optimize for future flexibility.
Can I build cash value while being protected?
Yes. If long-term savings and tax-free income are part of your plan, we can walk you through how an IUL works — and whether it’s a fit for you.
Can I get coverage if I’m self-employed or 1099?
Absolutely. We specialize in helping freelancers, entrepreneurs, and gig workers find affordable, tax-smart plans that don’t compromise on coverage.
Do you help with subsidies or tax credits?
Yes. If you qualify for subsidies, we’ll factor those into your quotes. Our job is to help you get the maximum value with zero confusion.